Accident

Accident insurance is a type of insurance policy that provides coverage for accidental injuries or death resulting from an accident. It is designed to financially protect individuals and their families in the event of an unforeseen accident. Accident insurance can be purchased as a supplemental policy to complement existing health insurance coverage. It provides an extra layer of financial protection specifically for accidents, which may not be fully covered under traditional health insurance plans.

Plan Highlights

Medical Expense Reimbursement: Your accident insurance policy may cover medical expenses resulting from an accident, including hospitalization, surgery, doctor visits, and prescription medications. The coverage limits and reimbursement amounts may vary based on the plan elected.

Dismemberment Benefit: In case of accidental loss of limbs, sight, or hearing, the policy may provide a specified benefit amount. The coverage limits and reimbursement amounts may vary based on the plan elected.

Wellness Benefit: The accident policy will pay a $50 wellness benefit for the Low Plan and $100 for the High Plan once per calendar year, per covered person, for completing one of the eligible health screening exams. Call MOO at (800) 775-6000 or sign-in to your MyBenefits account to file your wellness claim.

This plan is portable allowing you to keep the coverage upon separation of service from KISD.