Hospital Indemnity

Hospital indemnity insurance provides financial protection for individuals in the event of a hospital stay. It is designed to supplement traditional health insurance plans by offering additional benefits to cover out-of-pocket expenses associated with hospitalization. This plan is portable allowing you to keep the coverage upon separation of service from KISD.

Plan Highlights

Coverage: Hospital indemnity insurance pays a fixed daily benefit directly to the insured person or a designated beneficiary during a hospital stay. If a covered insured is admitted to the ICU the policy will pay an additional ICU Confinement Benefit. Refer to the plan summary for plan limitations and benefit amounts.

Cash Benefit: Unlike traditional health insurance plans that reimburse specific medical expenses, hospital indemnity insurance provides a cash benefit directly to the insured. This allows the insured person to use the funds as they see fit, whether it's to pay for medical bills, transportation costs, or other expenses.