Universal Life

Universal Life Insurance with Long-Term Care (LTC) insurance is a type of insurance policy that combines the benefits of a permanent life insurance policy with long-term care coverage. This type of policy provides a death benefit to your beneficiaries upon your passing, while also offering coverage for long-term care expenses if you require them during your lifetime.

Protecting your loved ones is one of life’s greatest responsibilities. When a family loses someone, in addition to grief, survivors may suddenly be faced with costly expenses and debts, and even a loss of income. Universal LifeEvents can help.
Universal LifeEvents provides a higher death benefit during your working years, when your needs and responsibilities are the greatest. You can choose a plan and benefit amount that provides the right protection for you.
Universal LifeEvents insurance can mean those left behind are still able to pursue their own dreams and help ensure that the ending of one story won’t stop the beginning of another.
- Collect 4% of your Universal LifeEvents death benefit per month for up to 25 months to help pay for long-term care services
- PLUS: if you collect a benefit for LTC, your full death benefit is still available for your beneficiaries, as much as doubling your benefit.
Protecting your loved ones is one of life’s greatest responsibilities. When a family loses someone, in addition to grief, survivors may suddenly be faced with costly expenses and debts, and even a loss of income. Universal Life can help.
Whether you are married, a parent or single and starting out, Universal Life helps take care of the people important to you if tragedy happens. You can choose a plan and benefit amount that provides the right protection for you.
Universal Life insurance can mean those left behind are still able to pursue their own dreams and help ensure that the ending of one story won’t stop the beginning of another.
- Collect 4% of your Universal Life death benefit per month for up to 25 months to help pay for long-term care services
- PLUS: if you collect a benefit for LTC, your full death benefit is still available for your beneficiaries, as much as doubling your benefit.